Category Archives: Consumer Credit

Housing Continues To Be A Key Indicator Of Economic Cycles

Housing trends continue to inform economic and credit analyses in the U.S. and around the globe. Economists and analysts continually assess the prospects for imbalances in property markets in Canada, China, Brazil, France, and other emerging markets. At the same time, Spain and Ireland continue to feel the weight of housing busts following pre-crisis booms. […]

National Credit Default Rates Reach Historical Low in June 2014 According to the S&P/Experian Consumer Credit Default Indices

S&P Dow Jones Indices released the latest results for the S&P/Experian Consumer Credit Default Indices. Data is through June 2014. S&P/Experian Consumer Credit Default Indices Press Release – July 2014

National Credit Default Rates Reach Eight Year Low in May 2014 According to the S&P/Experian Consumer Credit Default Indices

S&P Dow Jones Indices released the latest results for the S&P/Experian Consumer Credit Default Indices. Data is through May 2014.  S&P/Experian Consumer Credit Default Indices Press Release – June 2014

S&P’s Affordable Housing Hot Topics Event

Please join us on Tuesday, June 10, for Standard & Poor’s Ratings Services’ Affordable Housing Hot Topics Event in New York. Senior credit analysts from S&P Ratings’ Housing Enterprises and Structured Securities group along with our financial services, corporate and RMBS ratings teams will discuss mortgage finance and housing industry trends. Register Today. Our cross-sector […]

National Credit Default Rates Reach New Post-Recession Low in April 2014 According to the S&P/Experian Consumer Credit Default Indices

S&P Dow Jones Indices released the latest results for the S&P/Experian Consumer Credit Default Indices. Data is through April 2014. S&P/Experian Consumer Credit Default Indices Press Release – May 2014

National Credit Default Rates Decreased in March 2014 According to the S&P/Experian Consumer Credit Default Indices

S&P Dow Jones Indices released the latest results for the S&P/Experian Consumer Credit Default Indices. Data is through March 2014. S&P/Experian Consumer Credit Default Indices Press Release – March 2014 

After Several Years Of Steady Decline, U.S. Household Leverage Is Showing Signs Of Increasing Again

The great leveraging of America began in the mid-1980s with the wider use of credit cards and the introduction of home equity lines of credit. By 2000, household debt had grown to more than 90% of disposable personal income, and by the end of 2007, it had peaked at 135%. During the financial crisis and […]

Employment and Housing Boost Prospects For U.S. Mortgage Insurers

National Credit Default Rates Fell in February 2014 According to the S&P/Experian Consumer Credit Default Indices

S&P Dow Jones Indices released the latest results for the S&P/Experian Consumer Credit Default Indices. Data is through February 2014.  S&P/Experian Consumer Credit Default Indices Press Release – March 2014

Fed Programs & Interest Rates Should Keep U.S. Municipal Housing Stable

Recent years have shown that interest rates play a far greater role in the municipal housing sector than does the strength of the economy, and such is the case in 2014, with the low-interest-rate environment likely to cap bond issuance despite decreasing unemployment and slightly increasing mortgage rates. Standard & Poor’s Ratings Services predicts that […]

  • CATEGORIES

  • Recent Comments

  • Tags