Category Archives: Consumer Sentiment

U.S. Weekly Economic Roundup: Speed Bump

The Bureau of Labor Statistics (BLS) reported that just 126,000 payroll jobs were added in March. With the downward revisions of past two months, job gains have now averaged 197,000 per month this quarter (compared with 324,000 the previous quarter). The unemployment rate remained 5.5%, and yearly wage growth continues to stay within 1.8%-2.2%. The […]

U.S. Weekly Economic Roundup: Getting Better Slowly But Surely

The Federal Reserve’s Financial Accounts of the U.S. (previously known as the Flow of Funds report) showed that in fourth-quarter 2014 U.S. households saw the largest increase in their net worth since fourth-quarter 2013. While far from being equally distributed, household net worth is now 26% higher than its 2007 pre-recession peak, mainly due to […]

U.S. Weekly Economic Roundup: Solid As A Rock

The Bureau of Labor Statistics (BLS) reported that October was yet another month of solid job gains. Nonfarm payrolls rose 214,000, and the unemployment rate fell to 5.8% from 5.9% the previous month. Although it was great to see more folks coming back to the labor force and even more getting employed, the missing wage […]

Affordable Multifamily Housing Hot Topics Event

Please save Wednesday, October 8, for Standard & Poor’s Ratings Services’ Affordable Multifamily Housing Hot Topics Event in San Francisco. Senior credit analysts from S&P Ratings’ Housing Enterprises and Structured Securities group will discuss mortgage finance and housing industry trends. Register Today. This event will precede the Novogradac Affordable Housing Conference on October 9-10 in […]

U.S. Weekly Economic Roundup: Positivity Continues

Productivity rose 2.5% in the second quarter, consistent with a soundly growing economy but not reflective of the very strong GDP growth that characterized the second quarter. On a year-over-year basis, productivity is up 1.2%, consistent with only lukewarm economic growth. Manufacturing productivity growth was solid, while service-sector productivity growth was not so. Unit labor […]

Economic Research: Low Interest Rates Are Underpinning Europe’s House Price Recovery

Very low interest rates are strongly supporting a recovery or stabilization of house prices in European markets, even in countries where credit conditions are still tight and household debt is high. In the U.K., in particular, an ultra-accommodative monetary policy has underpinned a sturdy revival following the 2008-2009 correction, with house prices likely to rise […]

Housing Continues To Be A Key Indicator Of Economic Cycles

Housing trends continue to inform economic and credit analyses in the U.S. and around the globe. Economists and analysts continually assess the prospects for imbalances in property markets in Canada, China, Brazil, France, and other emerging markets. At the same time, Spain and Ireland continue to feel the weight of housing busts following pre-crisis booms. […]

S&P’s Affordable Housing Hot Topics Event

Please join us on Tuesday, June 10, for Standard & Poor’s Ratings Services’ Affordable Housing Hot Topics Event in New York. Senior credit analysts from S&P Ratings’ Housing Enterprises and Structured Securities group along with our financial services, corporate and RMBS ratings teams will discuss mortgage finance and housing industry trends. Register Today. Our cross-sector […]

After Several Years Of Steady Decline, U.S. Household Leverage Is Showing Signs Of Increasing Again

The great leveraging of America began in the mid-1980s with the wider use of credit cards and the introduction of home equity lines of credit. By 2000, household debt had grown to more than 90% of disposable personal income, and by the end of 2007, it had peaked at 135%. During the financial crisis and […]

Employment and Housing Boost Prospects For U.S. Mortgage Insurers

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